Estimate your monthly mortgage payment for a home in Queensland, Australia. Adjust the
home price, deposit, rate, and term below for an instant breakdown.
Jump to another calculator — pick a state or region to go there.
Queensland mortgage inputs
A$
%
A$
%
years
A$
A$
A$
A$
Estimated monthly payment$3,703/ month
Principal & interest$3,412
Council rates$167
Home insurance$125
Total monthly payment$3,703
Enter your gross monthly income above to see an affordability read (based on the standard 28% front-end DTI guideline).
Loan amount: $560,000
Default rate (6.15%, Variable, owner-occupier P&I (new loans)) is the Australia national average as of 2026-05-31 — edit it to match your own quote.
Is council rates the same everywhere in Queensland?
No — Council rates is set by your local council/authority and varies significantly by area and property band. The amount above is a rough starting point; check your local council's published rates and adjust the field to match.